0412964164
ATTENTION: Prospective Car Buyers & Existing Car Owners
A Better Way to Buy a New or Demo Car and a Better Way to Pay for It
Avoid Dealership Markups and Save both
Time and Money with us.
TESTIMONIALS
Don’t just take our word for it, see what our satisfied customers have to say about their experiences with us!
Does this sound familiar, when you're at the Dealership?
Long negotiations that feel unclear or pressured
Confusing finance options with hidden costs
Limited stock availability pushing you toward unwanted choices
We take the hassle out of car buying!
What We Do Differently
Source & Negotiate
Tell us the car you want and we'll source it, negotiate the price and handle everything without the pressure of dealing with a dealership salesman.
Access to 1,300+ fleet dealers
We work with 1,300+ fleet dealers across Australia on your behalf.
Extensive Lender Panel to Choose From
You will have access to competitive rates and hundreds of product options from over 50+ lenders.
STILL deciding?
Frequently Asked Questions
Here's what people really want to know.
What is our Car Buying Service?
It’s our full service that finds, negotiates and buys your new or demo car through our network of over 1,300+ dealers. In some circumstances, we can also arrange delivery to your home or workplace.
How does the Car Buying Service work?
1. You tell us the make and model you want.
2. Our Team will search and liaise with our National Dealer Network to locate suitable cars.
3. Our Team will then negotiate the best possible price and handle finance details.
What's the difference between Dealer Sale and Private Sale?
When you buy a car, you can go through a Dealership or a Private Seller. Each comes with different perks and things to consider for finance. Our Car Buying Service only extends to Dealer Sales.
Dealer Sale:
You get more protection, warranties and convenient finance. Dealers work closely with only 1 or 2 lenders, so approvals are usually quicker and you might access promo rates. However we compare over 50+ Lenders to ensure you're getting the most competitive offer.
Private Sale:
You might pay less, but the finance side can take more steps. Lenders often need extra checks to confirm the car’s condition and value.
Whichever way you go, Never Aloan Finance can line up the right loan and make the process smooth.
Are Financing and Leasing the same thing?
No. Financing lets you buy the car or equipment and fully own it once the loan is paid off. Leasing works more like renting for a set period. If you want to keep the asset at the end of a lease, you’ll usually need to make an extra final payment, otherwise you have the option to either return it or upgrade.
How does a Ballon amount work?
A balloon is a percentage of the total purchase price/loan amount, typically around 20% – 30%. That’s structured and portioned at the end of the term. By applying a “balloon amount”, it lowers your regular repayments and can help with cashflow, but you’ll need to pay or refinance that final lump sum when the loan finishes.
Can I refinance my existing Car Loan or Asset Finance Loan?
Yes, it's possible to refinance an existing Car Loan or Asset Finance Agreement. A refinance can be beneficial to reduce repayments, improve your rate or change the loan structure, depending on your situation and the lender’s criteria.
meet your local broker
Hi, I'm Chris Tanudjaja
I'm passionate about guiding you through the new & demo car buying and financing with confidence, building long-term relationships based on trust and clear communication, tailored to your lifestyle.
Navigating the car buying and financing process shouldn't feel like a battle. We've eliminated the long, pressured negotiations and confusing finance options and replaced this with a simple and easy solution.
Over a decade of experience in the Financial Services & Banking Industry
Saved Clients thousands compared with them securing finance direct from a Bank or Dealership
Bachelor of Commerce and Certificate IV in Finance & Mortgage Broking
